Welcome To Garcia Mortgage Solutions
Welcome To Garcia Mortgage Solutions
The most expensive house is the one you don’t already own.
The most expensive house is the one you don’t already own.
Check the steps to be followed during the purchase process.
Pre-Qualification & Loan Submission
Income, credit and assets verification.
Visual examination of physical structure and systems of the home. The lender orders an appraisal to determine a fair market value.
Underwriting Process
Closing
Visual examination of physical structure and systems of the home. The lender orders an appraisal to determine a fair market value.
The underwriter makes sure the deal meets all the requirements and guidelines. Additional docs may be required before approval.
Title Company ensures the property is ready to be sold. Final numbers/calculations before signing the Final Package.
As a Mortgage Broker, we can offer to you the best option through our partnership with several Mortgage Lenders in the market. Contact us for a prequalification!
Loan not backed by a government agency. Credit score may vary depending on lender, but generally credit score of 620+ is required.
Insured by the Federal Housing Administration (FHA), its a popular program, especially among first time home buyers because allow down payments of 3.5% for credit scores of 580+.
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