Garcia Mortgage Solutions

Services

Benefits Choose Us For Your Dream House

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Services We Provide

As a Mortgage Broker, we can offer to you the best option through our partnership with several Mortgage Lenders in the market. Contact us for a prequalification!

Conventional

Loan not backed by a government agency. Credit score may vary depending on lender, but generally credit score of 620+ is required.

FHA

Insured by the Federal Housing Administration (FHA), its a popular program, especially among first time home buyers because allow down payments of 3.5% for credit scores of 580+.

VA

Program with some benefits for eligible veterans, service members and qualifying surviving spouses.

USDA Loans

affordable option for low-income individuals living in designated rural areas.

Non-QM

Alternative methods of income verification for self-employed and business owners.

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